Without doubt, travelling can be exciting and fun. However, without sufficient planning, it can also be both chaotic and stressful. This is especially true if you don’t have the financial aspect covered accordingly. Fortunately, this is where your international prepaid card can come in handy.
Whether you like it or not, withdrawing money, exchanging currency, and using cards has always been an integral part of travelling overseas. Nowadays however, using international prepaid cards has become an increasingly popular alternative as it can help warrant your trip will go as smooth sailing as possible.
Taking Your International Prepaid Card with You
International prepaid cards are fast becoming the preferred medium for those who travel overseas on a consistent basis. Undoubtedly, it is deemed generally safer compared to carrying wads of cash from one place to another. For many, it is also undeniably way more convenient than using traveler’s checks.
With an international prepaid card, you are also spared from stressing about where to get cash when you need it and you can easily withdraw money from international ATMs associated with your card. Not only that, with your international prepaid card, you can also expect to enjoy low conversion fees when you load a foreign currency.
Of course, withdrawing money through international ATMs will have corresponding fees so that is something you should take into account at all times. As a general rule of thumb, it is also considered prudent to know the fees for your card transactions like withdrawals, conversion fees, etc.
Benefits of Using International Prepaid Cards
International prepaid cardholders have no shortage of reasons why they love this new and exciting financial tool. Aside from the peerless convenience and ease they offer, prepaid cards are also accepted and honoured by countless merchants and ATMs worldwide.
If you’re particular about sticking to the budget you’ve set, you’ll be delighted to know your international prepaid card can help you effortlessly achieve said objective. As the name implies, money needs to be loaded onto the card first before it can be used. That means you have control over the amount you are willing to spend.
Aside from the freedom to load any amount you want, your international prepaid card can also help you stay on track when it comes to your spending. Come to think of it, it would be tempting to be loose about your spending when you’re travelling.
Your international prepaid card can help you stay on track since you can no longer use it once all the balance available on the card has been depleted. From there, it would be up to you if you’ll reload money on the card again or you’ll put a halt to your spending and stick to the budget you’ve set.
Another amazing benefit that has endeared international prepaid cards to many is the convenience, ease, and peace of mind they offer. Since international prepaid cards are not linked to any bank or checking accounts, you won’t have to worry about your accounts being hacked when you lose the card or misplace it.
Also, since your international prepaid card is not linked to your bank account, you are spared from the risk of having the money in your account withdrawn or tampered with. At the most, the only amount at risk is the amount that’s available on the card and nothing more.
In line with this, you also have the option to load only an amount you’re comfortable with to the card and just reload each time the balance has been depleted. Fortunately, just like most transactions using your international prepaid card, reloading money onto the card is quick, easy, and straightforward so it’s a win anyway you look at it.